Use Your Computer From Anywhere A Guide to Remote Controlling Your PC
Your home computer is the perfect machine. It's customized to your exact needs, runs all your must-have apps, and holds every important file you'd ever need to access. The catch: It's not exactly practical to lug a computer with you everywhere you go. That's where remote access comes in. Here are three dead-simple ways to control your home computer from anywhere—your laptop, phone, or even a friend's computer as though you were sitting directly in front of it.
We've talked about remote access countless times before, but if you're just starting out with the subject, it can be pretty overwhelming. You have a ton of different programs to choose from, some of which only work on certain platforms, and each of which has their own strengths depending on what you're trying to accomplish. Here, we'll share our favorite remote access methods for different situations, as well as alternatives you can try if our favorite doesn't work for you.
We've listed the cross platform options below for everyone, but there are also Windows-only and Mac-only programs for people that use the same OS on all their machines. Click your preference below to add its instructions to the guide.
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Best Life Insurance Companies For 2021
Losing a loved one can take a huge emotional toll and can also cause financial distress, but the best life insurance policy is one that can help to create financial stability for your loved ones.
Signing up for life insurance allows you to designate beneficiaries to get monetary support after you pass away. The premium, which is a fixed amount, can be paid either monthly or yearly, and the beneficiary will receive a set amount of money, which is called the death benefit, after your death. The amount of the death benefit and the term, or length of the coverage period, are two of the variables that figure into the price of the premium.
There are essentially two types of life insurance: basic life insurance and life insurance bundled with a quasi-investment product. Bundled products, including whole life, universal life, permanent life and any policy with a cash value component, are generally more expensive and complicated. Term life insurance is the most inexpensive and straightforward choice for most people. "If I need to make sure my family or business is protected in the case of my passing prematurely, I want to focus on term insurance," said David Gastwirth, an insurance strategist with American Business. "It's the fundamental cornerstone of one's insurance plan."
Read more: Estate planning 101: Your guide to wills, trusts and all your end-of-life documents
033-money-us-dollar-bills-roll-stack-cash Sarah Tew/CNET
Term life policies' death benefits typically start at $100,000 and go up to $3 million, which should be an adequate life insurance product to cover most people's needs. (In some cases, you can get a term life insurance policy with a $5 million benefit.) All things being equal, Gastwirth recommends erring on the side of more coverage, since the cost of a life insurance policy increases as you age -- and, if you develop health issue complications later in life, you could become uninsurable. "Get as much as you can for as long as you can, without changing your lifestyle," he said.
The best time to buy life insurance is when you're young and healthy. (However, if you're neither of those, it's still worthwhile to buy a policy.) Most experts recommend that you buy a policy with a death benefit equal to 10 to 12 times your annual income and a term long enough to cover living expenses and future financial liabilities such as mortgage payments and college tuition. The cost of the policy -- and your monthly or annual premium -- is primarily determined by the length of the term and the size of the death benefit, although there are other factors that come into play, such as your health and age, your gender, whether you're a smoker, and where you live. Adults in good health under the age of 40 can expect to pay between $25 and $50 per month for a 20- or 30-year term life insurance plan, with a death benefit around $500,000.
Best life insurance companies, compared Best overall Best customer service Cheapest and fastest Best overall (runner-up) Most flexible terms Best customer service (runner-up) Principal Financial Group Northwestern Mutual MassMutual / Haven Life Nationwide Banner Life / Legal and General America State Farm Go to website Go to website Go to website Go to website Go to website Go to website JD Power Customer Satisfaction Rank 4 1 12 6 N/A 2 Monthly premium* $23.00 $31.75 $22.34 $23.57 $23.89 $30.44 Coverage terms 10, 15, 20 or 30 years 10 or 20 years 10, 15, 20 or 30 years 10, 15, 20 or 30 years 10, 15, 20, 25 or 30 years 10, 20 or 30 years Death benefits $200,000 to $5 million $100,000 to $5 million $100,000 to $3 million $100,000 to $1 million $100,000 to $10 million Unspecified Can you buy a policy online? No No Yes No No Yes
* The monthly term policy premium amount paid by a 35-year-old in excellent health for a 20-year term life policy with a $500,000 death benefit.